Chief Financial Officer (CFO)
Altos Bank – California
About Altos Bank
Altos Bank is a dynamic, forward-thinking community bank built on innovation, integrity, and customer success. We combine the agility of fintech with the stability of a well-capitalized institution serving small businesses and individuals.
Position Overview
Altos Bank is seeking an accomplished and forward-looking Chief Financial Officer (CFO) to lead our finance function and play a pivotal role in shaping the bank’s continued growth and long-term success. This is a hands-on executive role suited for a finance leader who thrives on both operational precision and strategic impact.
The ideal candidate has already served as a bank CFO for at least two years, bringing deep expertise in GAAP accounting, financial planning and analysis (FP&A), capital management, interest rate risk management, and liquidity management.
Key Responsibilities
- Lead all aspects of the bank’s financial operations, including accounting, FP&A, balance sheet management, and regulatory reporting.
- Partner with the CEO and executive team to define and execute the strategic roadmap, ensuring sustainable growth and profitability.
- Oversee capital and liquidity management, ensuring compliance with all regulatory and risk frameworks.
- Develop forward-looking forecasts, models, and analytics to guide decision-making.
- Manage interest rate risk strategy and asset-liability management (ALM) to optimize earnings and stability.
- Direct and mentor a high-performing finance team, fostering collaboration, analytical excellence, and accountability.
- Leverage emerging technologies — including artificial intelligence tools — to enhance productivity, reporting efficiency, and strategic insights.
- Serve as a key liaison to auditors, regulators, investors, and board committees.
Qualifications
- Minimum 3+ years of experience as CFO of a community bank, credit union, or other financial services business.
- Excellent understanding of U.S. banking regulations, GAAP accounting, capital planning, and risk governance.
- Proven leadership in financial strategy, interest rate risk, and liquidity management.
- Demonstrated experience building and leading a high-performing finance team.
- Strategic thinker comfortable with hands-on execution in a growing, entrepreneurial environment.
- Strong communicator able to distill complex financial concepts for executives, regulators, and board members.
- Proficiency with AI-driven tools for financial planning, analytics, and automation preferred.
- CPA, CFA, or MBA desirable.
Governance and Leadership
- Serve as a strategic financial advisor to the CEO, executive team, and Board of Directors.
- Act as a key resource to Board Committees, supporting informed oversight of the bank’s financial performance, capital planning, and enterprise risk posture.
Why Join Altos Bank
At Altos Bank, you’ll join a leadership team dedicated to redefining modern community banking. You’ll have the opportunity to influence the future of a growing institution — applying next-generation finance practices and technologies to create long-term value for our customers and shareholders.
California Privacy Rights Notice
If you are a California resident, please be advised that Altos Bank collects personal information as part of the job application process in accordance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
To review our complete Applicant and Employee Privacy Notice, please visit:
www.altosbank.com/privacy-policy
