Chief Financial Officer - Hybrid - High-Growth Consumer Financial Services Enterprise
Greater Philadelphia Metropolitan Area (Tri-State Hub: PA / DE / NJ)
A leading, highly profitable mid-market consumer financial services enterprise is seeking a strategic, analytically grounded Chief Financial Officer (CFO) to drive corporate financial strategy, capital allocation, and long-term enterprise value.
This search is part of a planned executive leadership transition designed to support the firm’s next stage of growth. The incoming CFO will enter a highly collaborative executive environment, benefiting from a structured, multi-month onboarding phase and relationship handover supported directly by executive leadership.
Key Responsibilities
- Serve as a core member of the executive leadership team and primary financial advisor to the Chief Executive Officer and Board of Directors. Own corporate financial strategy, balance sheet optimization, and the multi-year capital planning cycle.
- Direct warehouse credit facilities, asset-backed securitizations, and structured funding transactions. Serve as the primary liaison to rating agencies, institutional investors, and banking partners.
- Lead financial modeling, portfolio unit economics, loss forecasting, and CECL methodology. Serve on the Credit Committee and translate complex portfolio performance data into strategic business decisions.
- Direct overall GAAP compliance, external audit relationships, and internal controls. Oversee complex credit platform accounting, including fair value measurements, off-balance-sheet transfers, and consolidation of securitization entities.
- Build, mentor, and deepen succession depth across FP&A, accounting, treasury, and investor relations.
Target Candidate Profile
- 15+ years of progressive financial leadership across consumer financial services, consumer lending, specialty finance, payments, or banking.
- Currently serving as a CFO, Deputy CFO, SVP of Finance, or Chief Accounting Officer with active capital markets exposure.
- Bachelor’s degree in Finance or Accounting required; CPA, CFA, or MBA strongly preferred, along with prior public accounting background.
- Technical Accounting Depth: Strong technical foundation in GAAP standards governing credit portfolios and complex financial structures, including expected credit loss frameworks (CECL / ASC 326), fair value measurements (ASC 820/825), and financial asset transfers and securitization entity consolidations (ASC 860/810).
- Capital Markets Expertise: Proven experience executing asset-backed debt transactions (ABS / warehouse facilities) and leading rating agency engagements.
- High fluency in credit loss modeling, portfolio yields, risk metrics, and operating within regulated financial environments.
This executive seat is situated in the Greater Philadelphia Metropolitan Area. The location offers an easy, convenient commute for candidates residing anywhere within Delaware, Southern New Jersey, or Southeastern Pennsylvania.
For immediate consideration please send your resume to cecilia.bjurstrom@randstadusa.com
