Chief Financial Officer

Merchant Cash Advance Platform

Location: Ocean County, NJ (On-Site)

Compensation: $250,000 – $300,000 (DOE)

Overview

We are a rapidly growing Merchant Cash Advance (MCA) platform seeking a highly analytical, hands-on Chief Financial Officer to lead the organization through its next phase of financial transformation, institutional readiness, and scalable growth.

This is a strategic and operational leadership role, not a passive oversight position. The CFO will be responsible for building financial infrastructure, addressing legacy inefficiencies, implementing forward-looking systems, and serving as a key partner to ownership and external investment stakeholders.

The ideal candidate brings deep experience within alternative lending or a comparable financial services environment, with a proven ability to combine technical expertise, financial strategy, and operational execution.

Key Responsibilities

Prepare institutional-grade financial statements, reporting packages, and projections for sophisticated investment partners
Develop and maintain forward-looking financial models aligned with portfolio performance and capital deployment strategies
Oversee and enhance revenue recognition, portfolio accounting, and syndication reporting processes
Ensure financial reporting accurately reflects tax implications and aligns with strategic objectives
Lead proactive and compliant tax strategy in coordination with external advisors
Build scalable financial infrastructure and eliminate key-person dependencies across financial operations
Oversee remediation of legacy accounting issues and implement best-in-class reporting systems
Partner with executive leadership on capital strategy, cost of capital optimization, and long-term growth planning
Manage external CPA firms and advisors, ensuring performance, accountability, and alignment
Establish transparent, standardized processes to ensure accessibility and integrity of financial data across the organization
Drive structure, discipline, and operational consistency across the finance function

Required Qualifications

Proven experience as a CFO or senior finance leader within financial services, alternative lending, specialty finance, or a similar high-velocity capital environment
Demonstrated ability to prepare financials and reporting for institutional investors
Strong expertise in tax implications as they relate to financial reporting and strategy
Track record of building and scaling financial infrastructure within a growing organization
High level of technical proficiency and experience modernizing financial systems
Experience leading financial cleanup initiatives and implementing structured processes
Ability to operate effectively in a fast-paced, entrepreneurial environment

Preferred Qualifications

CPA designation
Experience in Merchant Cash Advance (MCA), factoring, or comparable capital-intensive lending models
Familiarity with portfolio modeling and structured finance
Experience working within a close-knit, high-accountability team environment

Candidate Profile

Demonstrates strong leadership presence and sound judgment
High level of ownership and accountability
Hands-on operator with a proactive, solutions-oriented mindset
Technologically adept and forward-thinking
Highly organized, focused, and dependable
Capable of leading organizations through transition—from remediation and process improvement to structured, scalable growth

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