Broadgate are excited to be partnering with a subprime auto lender in New York to hire for a CFO.

Key Responsibilities

• Partner with the CEO and executive team to drive growth and profitability.

• Develop and execute the company's financial strategy and long-term capital plan.

• Lead budgeting, forecasting, financial modeling, and performance management.

• Provide actionable analysis on originations, pricing, credit performance, operating expenses, and profitability.

• Deliver clear financial reporting and recommendations to the Board of Directors.

• Lead all funding, liquidity, and capital markets activities.

• Manage relationships with banks, warehouse lenders, private credit funds, institutional investors, and rating agencies.

• Negotiate and oversee warehouse facilities, credit lines, forward-flow agreements, whole-loan sales, and other funding arrangements.

• Optimize cost of funds, liquidity, and funding diversification while ensuring covenant compliance.

• Partner with Credit and Risk teams to evaluate risk-adjusted returns, pricing, and underwriting strategy.

Accounting & Reporting

• Oversee Accounting and Financial Reporting.

• Ensure accurate and timely monthly, quarterly, and annual reporting.

• Maintain appropriate controls, policies, and financial governance.

• Manage audits, tax matters, financial service providers, and regulatory reporting requirements.

• Build scalable reporting systems and financial infrastructure.

Risk Management & Stakeholder Relations

• Support liquidity, stress-testing, loss forecasting, and capital planning processes.

• Partner with Legal, Compliance, Credit, and Operations on regulatory and financial risk management.

• Serve as the company's primary financial representative to investors, lenders, auditors, rating agencies, and other key stakeholders.

Team Leadership

• Build and lead a high-performing finance organization.

• Recruit, develop, and retain

• Foster a culture of accountability, discipline, integrity, and analytical rigor

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.

• MBA, CPA, CFA, or similar advanced designation preferred.

• 10+ years of progressive finance experience, including senior leadership roles.

• Significant experience in: Subprime auto finance Consumer lending Specialty finance Banking Structured finance

• Strong expertise in: Warehouse lending Liquidity management Portfolio economics Financial forecasting and modeling

Preferred Qualifications

• Direct subprime auto lending experience.

• Existing relationships with key warehouse lenders, banks, investors, and capital providers.

• Experience with whole-loan sales and forward-flow programs.

• Track record navigating changing credit and interest-rate environments.

• Experience scaling a specialty finance platform through periods of rapid growth

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