Fractional CFO – Construction Industry

Full-time W2 Role

Cruzumi | Construction-Focused Fractional CFO Firm

Remote (Continental U.S. Only)

To apply, please visit: https://cruzumifractionalcfo.lovable.app

We Are Not Looking for Accountants.

We are building a team of elite, construction industry CFOs who drive measurable profit, cash, and enterprise value improvements for serious contractors.

Cruzumi serves growth-minded construction companies typically in the $10M–$50M+ range. Our clients hire us to:

Improve gross margins
Improve net profit
Strengthen WIP discipline
Drive cash flow predictability
Increase bonding capacity
Improve forecasting accuracy
Prepare for long-term exit or scale

We are partners, not advisors. We challenge owners. We drive action. We measure impact.

If you want to explain variances, this is not your role.

If you want to shape the future of construction businesses, keep reading.

What Makes a Cruzumi CFO Different

Our firm operates on a defined CFO DNA.

We are:

1. Future-Focused

We do not spend meetings reviewing last quarter. We build long-term projections, model scenarios, and drive strategic decisions. Historical data exists to improve the forecast, not to admire the past.

2. Decision-Oriented (Not Perfection-Obsessed)

We operate with decision-grade financial intelligence. We make recommendations with 70–80% of the data and refine as reality unfolds.

3. Plainspoken

We translate WIP, margin fade, and cash constraints into simple language owners can act on. If they don’t understand it, they didn’t fail, we did.

4. Courageous Partners

We are not “yes” people. We confront financially dangerous behavior directly and professionally.

5. Business Builders

We don’t just protect cash, we create it. Pricing strategy, job mix optimization, capital efficiency, margin expansion. We build businesses, not reports.

6. Proactive Executors

Insight without implementation is failure. We leave meetings with owners, due dates, and follow-through.

7. Humble Professionals

We welcome coaching, feedback, and continuous improvement. Ego does not survive here.

The Role

As a Fractional CFO, you will serve 8-10 construction clients simultaneously and be the financial leader for their businesses.

You are responsible for:

Leading forecasting, scenario modeling, and cash flow planning
Driving WIP accuracy and gross margin visibility
Identifying profit leaks and capital inefficiencies
Advising on bonding and banking relationships
Improving pricing and bid strategy discipline
Preparing clients for scale or exit
Holding owners accountable to financial commitments
Building leverage through existing teams (not doing their jobs for them)

This is a highly client-facing role. You will work directly with CEOs, owners, and executive teams.

Required Experience (Non-Negotiable)

10+ years as a CFO in the construction industry
Direct ownership of margin targets
Experience with companies $10M–$50M+ in revenue
Strong understanding of:
Job cost systems
Gross profit fade analysis
Bonding/surety relationships
Banking relationships & credit facilities
Cash forecasting under growth constraints
Experience leading accounting teams

Preferred Credentials

CPA
CMA or MBA

Who This Role Is NOT For

Controllers looking for part-time work
Big 4 professionals without operating experience
CFOs who prefer reporting over driving change
Professionals uncomfortable challenging business owners
Individuals who require full-time immersion to create impact
Those resistant to coaching or structured accountability

What Success Looks Like

Within 90 days of serving a client:

Clients have a reliable 12-month cash forecast
Clear 3–5 priority financial initiatives are underway
Owners view you as a trusted strategic partner
Measurable financial improvement initiatives are in motion

Within 12 months of serving a client:

You can directly tie your involvement to margin expansion, cash improvements, or enterprise value growth

Compensation

Competitive base aligned with senior-level fractional leadership
Performance-based incentives tied to clients served
Flexible remote structure
High-performance team environment

Why Join Cruzumi

We are building the premier fractional CFO firm for construction companies.

This is not a lifestyle practice.

This is a performance-driven, impact-oriented firm.

You will work alongside serious professionals who:

Hold high standards
Expect measurable results
Value coaching and growth
Take ownership

If you want to build businesses, not just report on them, we should talk.

To apply, please visit: https://cruzumifractionalcfo.lovable.app

Cruzumi CFO & Advisory

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Fractional CFO – Construction Industry