Fractional CFO – Construction Industry
Full-time W2 Role
Cruzumi | Construction-Focused Fractional CFO Firm
Remote (Continental U.S. Only)
To apply, please visit: https://cruzumifractionalcfo.lovable.app
We Are Not Looking for Accountants.
We are building a team of elite, construction industry CFOs who drive measurable profit, cash, and enterprise value improvements for serious contractors.
Cruzumi serves growth-minded construction companies typically in the $10M–$50M+ range. Our clients hire us to:
- Improve gross margins
- Improve net profit
- Strengthen WIP discipline
- Drive cash flow predictability
- Increase bonding capacity
- Improve forecasting accuracy
- Prepare for long-term exit or scale
We are partners, not advisors. We challenge owners. We drive action. We measure impact.
If you want to explain variances, this is not your role.
If you want to shape the future of construction businesses, keep reading.
What Makes a Cruzumi CFO Different
Our firm operates on a defined CFO DNA.
We are:
1. Future-Focused
We do not spend meetings reviewing last quarter. We build long-term projections, model scenarios, and drive strategic decisions. Historical data exists to improve the forecast, not to admire the past.
2. Decision-Oriented (Not Perfection-Obsessed)
We operate with decision-grade financial intelligence. We make recommendations with 70–80% of the data and refine as reality unfolds.
3. Plainspoken
We translate WIP, margin fade, and cash constraints into simple language owners can act on. If they don’t understand it, they didn’t fail, we did.
4. Courageous Partners
We are not “yes” people. We confront financially dangerous behavior directly and professionally.
5. Business Builders
We don’t just protect cash, we create it. Pricing strategy, job mix optimization, capital efficiency, margin expansion. We build businesses, not reports.
6. Proactive Executors
Insight without implementation is failure. We leave meetings with owners, due dates, and follow-through.
7. Humble Professionals
We welcome coaching, feedback, and continuous improvement. Ego does not survive here.
The Role
As a Fractional CFO, you will serve 8-10 construction clients simultaneously and be the financial leader for their businesses.
You are responsible for:
- Leading forecasting, scenario modeling, and cash flow planning
- Driving WIP accuracy and gross margin visibility
- Identifying profit leaks and capital inefficiencies
- Advising on bonding and banking relationships
- Improving pricing and bid strategy discipline
- Preparing clients for scale or exit
- Holding owners accountable to financial commitments
- Building leverage through existing teams (not doing their jobs for them)
This is a highly client-facing role. You will work directly with CEOs, owners, and executive teams.
Required Experience (Non-Negotiable)
- 10+ years as a CFO in the construction industry
- Direct ownership of margin targets
- Experience with companies $10M–$50M+ in revenue
- Strong understanding of:
- Job cost systems
- Gross profit fade analysis
- Bonding/surety relationships
- Banking relationships & credit facilities
- Cash forecasting under growth constraints
- Experience leading accounting teams
Preferred Credentials
Who This Role Is NOT For
- Controllers looking for part-time work
- Big 4 professionals without operating experience
- CFOs who prefer reporting over driving change
- Professionals uncomfortable challenging business owners
- Individuals who require full-time immersion to create impact
- Those resistant to coaching or structured accountability
What Success Looks Like
Within 90 days of serving a client:
- Clients have a reliable 12-month cash forecast
- Clear 3–5 priority financial initiatives are underway
- Owners view you as a trusted strategic partner
- Measurable financial improvement initiatives are in motion
Within 12 months of serving a client:
- You can directly tie your involvement to margin expansion, cash improvements, or enterprise value growth
Compensation
- Competitive base aligned with senior-level fractional leadership
- Performance-based incentives tied to clients served
- Flexible remote structure
- High-performance team environment
Why Join Cruzumi
We are building the premier fractional CFO firm for construction companies.
This is not a lifestyle practice.
This is a performance-driven, impact-oriented firm.
You will work alongside serious professionals who:
- Hold high standards
- Expect measurable results
- Value coaching and growth
- Take ownership
If you want to build businesses, not just report on them, we should talk.
To apply, please visit: https://cruzumifractionalcfo.lovable.app
