Join our respected community bank as Chief Financial Officer. As part of our leadership team, you'll work in an environment where community values and banking excellence intersect, with a culture that prioritizes both employees and giving back to the communities we serve. We offer competitive compensation and a small relocation stipend to help with your transition to our beautiful region.
- Establish, coordinate and maintain effective accounting and financial systems, procedures and controls.
- Manage external reporting.
- Assist or direct development of budgets and planning; manage Bank’s bond and investment portfolio.
- Serve as liaison with auditors and regulatory bodies as it relates to accounting, ALCO and insurance.
- Consolidate financials of the Bank and Holding Company.
- Strategic Planning and Financial Management
- Maintain responsibility for the development of the strategic plan and contribute in the areas of financial projections, liquidity and capital planning.
- Lead strategic level oversight, analysis and proactive problem solving as it
- concerns financial matters.
- Establish and maintain fiscal policies and adequate internal control system to protect assets and integrity of operations.
- Work cooperatively with management team to develop and implement plans to maintain a strong financial position while achieving goals.
- Analyze and identify areas in which expense reductions can be made and revenues can be enhanced.
- Forecast capital requirements in order to maintain desired capital ratios.
- Business Planning, Budgeting, Reporting and Analysis
- Ensure that financial reporting practices are in compliance with generally accepted accounting principals; serve as liaison with independent auditor.
- Lead annual budgeting and monthly forecast processes.
- Prepare, analyze, and present regular, accurate and timely financial reports to ensure that Senior Management and Board are informed of plans, opportunities and results.
- Responsible for and oversee all financial reporting for Bank and Holding Company.
- Project interest rate trends for budgeting and management of rate sensitivity gap.
- Perform detailed statistical analyses on individual income and expense items to identify the basis for deviations from budget and review results with Senior Management.
- Review and assess financial impact of major projects and/or capital expenditures.
- Compile requested information and reports for Accounting/ALCO audits and Bank examinations. Work with Senior Management on responses and resolve any issues.
- Prepare and certify call reports, federal regulatory reports and review and stay abreast of new federal regulatory requirements.
- Oversee all aspects of daily, monthly and annual general accounting functions.
- Settle bank correspondent accounts on a daily basis.
- Review rental leases and calculate CAM annually.
- Review and approve accounts payable invoices prior to payment.
- Maintain GL structure and establish cost centers and allocations.
- Responsible for reviewing and maintaining appropriate insurance policies.
- Negotiate and maintain Bank contracts.
- Serve as a back-up for accounts payable and payroll processing.
- Responsible for monitoring the Bank’s liquidity and making recommendations.
- Maintain Investment Policy and manage investment portfolio. Monitor and recommend investment options and exercise judgment within committee regarding investment decisions.
- With the CEO’s approval, responsible for establishing and maintaining lines of credit for Bank and Holding Company.
- Keep abreast of current trends in banking by regularly reading appropriate periodicals, preparing summary memos for Management.
- Adhere to state laws and governmental regulations, including Consumer Protection Regulations, Bank Secrecy Act and Community Reinvestment Act compliance.
- Other duties as needed or assigned by management.
Job Type: Full-time
Pay: From $200,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Application Question(s):
- Do you have at least three years experience in a senior financial role within a bank or other financial services company?
- If you do not currently reside in Southwest Florida, are you willing to relocate? Please note that a small relocation stipend may be available.
Work Location: In person
