Chief Financial Officer (Hybrid - Columbia, SC)
The Chief Financial Officer (CFO) provides enterprise financial leadership for a regulated Farm Credit institution, ensuring the accuracy and integrity of financial reporting, prudent capital, liquidity, and interest-rate risk management, as well as effective internal control over financial reporting. The CFO partners with the CEO and Board to align financial strategy with the risk appetite and business plans, and ensures compliance with Farm Credit Administration (FCA) disclosure, reporting, and risk-management expectations that are appropriate to the bank's size and complexity.
What you'll do
Financial Strategy, Reporting & Controls
- Oversee GAAP financial reporting and disclosures , ensuring accurate quarterly/annual
shareholder reports and timely regulatory submissions (e.g., Uniform Call Report) consistent with
FCA requirements.
- Lead budgeting, forecasting, and performance analysis to inform strategic decisions and the Board
reporting.
- Maintain and assess the system of internal control over financial reporting; remediate
deficiencies using recognized frameworks and practices.
- Serve as primary liaison to examiners on financial reporting matters; ensure timely, accurate
responses and corrective actions.
Capital, Liquidity & Balance-Sheet Risk (ALM)
- Direct asset-liability management (ALM) and treasury activities, including oversight of interest
rate and liquidity risk within Board-approved limits and policies.
- Chair or contribute to ALCO ; recommend strategies for earnings stability, market-value-of-equity
sensitivity, and liquidity buffers proportionate to institutional complexity.
- Lead capital planning and scenario analysis to assess resilience and inform capital adequacy plans;
translate insights into actionable management/Board recommendations.
- Oversee investment, funding, and contingency-liquidity strategies aligned with FCA Part 615
objectives.
Governance, Compliance & Enterprise Partnership
- Ensure compliance with FCA disclosure and investor-reporting expectations applicable to the System
banks and related Funding Corporation disclosures.
Internal Control over Financial Reporting (ICFR)
- Establish and oversee a proportionate ICFR program aligned to COSO principles; set expectations
for design effectiveness, operating effectiveness, and documentation appropriate to the
institution’s size and complexity.
- Lead annual ICFR assessment and management reporting; ensure identified control deficiencies
are evaluated promptly and remediated with clear ownership, milestones, and monitoring.
- Coordinate with control owners to validate key financial reporting controls (including entity-level,
process, and IT-dependent controls) and to evidence results for examinations and audits.
- Ensure financial reporting and disclosures to shareholders/regulators comply with FCA guidance
and Farm Credit reporting requirements (e.g., shareholder reports and Call Reports), supported
by effective ICFR.
- Provide periodic ICFR status updates , highlighting control health, significant deficiencies/material weaknesses, and remediation progress.
Major Responsibilities and Tasks
- Provide clear, decision-useful reporting to the CEO , Board, and committees; align financial plans
with risk appetite and strategic priorities.
- Build and develop finance, accounting, and treasury talent ; establish succession and capability
plans appropriate to scale.
- Coordinate with Risk, Lending, Operations, and Technology leaders to ensure financial implications and control considerations are embedded in key initiatives.
What you'll need
- A bachelor's degree in Accounting, Finance, Economics, or a related field is required.
- A master's degree in Accounting, Finance, Economics, or a related field is preferred.
- 10 years of progressive finance leadership within a regulated financial institution (Farm Credit, banking, or comparable), including oversight of accounting/financial reporting and ALM/treasury.
- 4-6 years of direct management experience is required.
- Certified Public Accountant (CPA) certification required.
AgFirst Farm Credit Bank provides financing, as well as technology and other value-added services, to association partners so they can lend to rural residents and agricultural operations of all sizes. We take pride in investing in our employees, our partners and our community.
Find out more on AgFirst.com , and follow us on LinkedIn !
