MHB Financial helps Canadian SMBs access capital with speed, transparency, and care. As we continue to scale, we’re looking for an experienced and collaborative Chief Financial Officer (CFO) to join our executive leadership team.
Position Overview
The CFO will oversee financial strategy, capital formation, portfolio performance, operational finance, and compliance. You’ll lead forecasting and modeling, strengthen credit and underwriting frameworks, manage liquidity and treasury functions, and implement scalable systems and controls. Working with underwriting, operations, and technology teams, you’ll align financial insights with business decisions, support new product development, and develop a high-performing finance team.
Ideal candidates have experience in alternative lending, fintech, private credit, or SME financing and can operate effectively in a fast-moving environment.
Key Responsibilities
Strategic Leadership
- Develop and execute financial strategy to support growth and profitability.
- Advise the CEO and executive team on forecasting and scenario planning.
- Support corporate planning, expansion, and new product development.
Capital & Funding
- Manage investor and capital partner relationships.
- Oversee credit facilities, covenant compliance, and treasury operations.
- Lead liquidity planning and capital allocation.
Financial Operations
- Oversee accounting, budgeting, forecasting, and reporting.
- Ensure accuracy, timeliness, and integrity of financial statements and internal reporting.
- Maintain audit readiness.
- Ensure regulatory compliance.
Portfolio & Credit Oversight
- Monitor portfolio performance, repayment trends, and risk-adjusted returns.
- Oversee provisioning, credit modeling, loss forecasting, and risk analytics.
- Refine credit policies, scoring models, and risk frameworks.
Team Leadership
- Build, manage, and mentor a strong finance team.
- Promote accountability, transparency, and continuous improvement.
- Support the adoption of scalable tools and processes.
Qualifications
Required
- 8+ years of senior finance experience (fintech, lending, private credit, or financial services).
- Experience with loan portfolios, capital partners, or debt facilities.
- Strong credit risk, underwriting, and analytics background.
- CPA, CFA, MBA, or similar credential.
- Proven ability to build financial strategy for a high-growth organization.
Preferred
- Prior CFO / VP Finance / Head of Finance role in lending or fintech.
- Experience securing and managing lender / investor relationships.
- Knowledge of Canadian regulatory frameworks.
- Experience with fintech systems or lending platforms.
Job Types: Full-time, Permanent
Pay: $180,000.00 per year
Benefits:
- Casual dress
- Company events
- On-site parking
Ability to commute/relocate:
- North York, ON M3J 2G9: reliably commute or plan to relocate before starting work (required)
Work Location: In person
