Chief Financial Officer (CFO)
Summary
The Chief Financial Officer (CFO) provides strategic and operational financial leadership for a Texas-based community bank, ensuring strong financial performance, regulatory compliance, and long-term sustainability. As a key member of the executive leadership team, the CFO partners closely with the CEO, Board of Directors, OCC, auditors, and shareholders.
Key Responsibilities
Financial Leadership & Strategy
- Provide strategic financial leadership aligned with the bank’s mission, growth objectives, and risk appetite
- Partner with executive leadership to support strategic initiatives, balance sheet optimization, and long-range planning
- Lead annual budgeting, forecasting, and multi-year financial planning processes
- Deliver clear, actionable financial analysis supporting loan growth, pricing strategies, and new initiatives
Financial Reporting & Compliance
- Oversee all accounting, finance, budgeting, and financial reporting functions
- Ensure accurate and timely preparation of:
- Monthly and annual financial statements
- Call Reports
- Board, committee, and regulatory financial reports
- Serve as the primary financial contact during OCC examinations and regulatory interactions
- Coordinate external audits and ensure timely resolution of findings and recommendations
- Ensure finance-related policies, internal controls, and governance frameworks are documented and maintained
Asset/Liability & Capital Management
- Lead and actively participate in Asset/Liability Committee (ALCO) meetings
- Oversee interest rate risk, liquidity management, and capital planning strategies
- Manage stress testing, scenario analysis, and liquidity planning to support safe and sound operations
- Oversee investment portfolio performance, funding strategies, and correspondent banking relationships
- Assist in management of investment portfolio
Risk Management & Systems
- Support enterprise risk management efforts by aligning financial, liquidity, and capital risk frameworks
- Oversee financial systems, reporting tools, and process improvements to enhance accuracy, efficiency, and controls
- Ensure data integrity and timely availability of financial information for decision-making
Leadership & Talent Development
- Lead, mentor, and develop accounting and finance staff, fostering a culture of accountability, collaboration, and continuous improvement
- Build bench strength and support succession planning within the finance function
- Promote ethical leadership, transparency, and strong internal partnerships across the organization
Qualifications
- 7+ years of progressive financial leadership experience within community or regional banking, or similarly regulated financial institutions
- Bachelor’s degree in Accounting, Finance, or a related field (required)
- CPA or equivalent professional certification preferred
- Demonstrated experience with:
- Bank regulatory examinations (OCC preferred)
- Call Report preparation and review
- ALCO participation, capital planning, and liquidity management
- Financial reporting and audit coordination
- Experience working directly with Boards of Directors and executive leadership teams
